Effective as of: May 1, 2018.
We do not collect personal information about you unless you choose to provide that information to us or you choose a service on this website where gathering personal information is necessary to deliver the specific services. But use of those services is entirely voluntary.
What information do we collect from you and how do we use it?
In order to better serve you, we collect two types of information about our users: Personal Information and Non-personal Information.
Personal Information. Personal Information refers to information that lets us know the specifics of who you are. For example, our online inquiry forms may ask you to voluntarily provide contact information such as your name, email address, phone number, and mailing address. We do not collect any Personal Information about you unless you voluntarily provide it to us. Your Personal Information is used to provide services to you, to fill orders, and improve our product and service offerings. We may use Personal Information to deliver information to you and to contact you regarding administrative notices. We may also use your Personal Information to resolve disputes and troubleshoot problems.
Some pages may provide you with an opportunity to order products, make requests, and register to receive materials and/or services. The types of personal information collected on these pages may include: Business name, Contact name, E-mail address, Phone number, URL, Social Media links.
As part of an initial inquiry, Headstart Financial performs a soft credit pull – this does not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies: Experian, TransUnion, and Equifax.
Non-personal Information. Non-personal information refers to information that we gather based upon how you use or visit our Site that does not by itself identify you specifically. For example, we may collect the Web site’s URL that you just came from, what browser you are using, and your IP address. Also, when you use our Site, through a mobile device (such as a mobile phone or tablet), we may receive information about your device through its unique device identification number.
During your visit to the Head Start Financial website the information that is automatically collected and stored is:
- Your Internet domain and Internet Protocol address.
- The type of browser and operating system you used to access our site.
- The date and time of your visit to our site.
- The web pages or services you accessed at this site.
- The IP address of the website from which you came to this site.
- The website to which you go when you leave this site.
- If you downloaded a form, the form that was downloaded.
- We use this information to evaluate and improve the content of our site and to make our site more useful to our visitors. We also use it to diagnose problems with our server, to keep our server running smoothly, and to learn about the number of visitors to our site and the types of technology they use. This information does not identify or track you personally.
Head Start Financial may from time to time use Google’s remarketing technology. This allows us to display relevant ads based on what pages on the Box N Burn Academy website you have viewed. The advertising will be displayed using cookies. This cookie doesn’t record any personal information or identify you personally.
Google has its own independent data protection policy which can be accessed here (https://www.google.com/intl/en/policies/privacy/).
Facebook Conversion Tracking Pixel
Head Start Financial may from time to time use Facebook Advertising, Facebook Pixel Re-Marketing, and communications. This tool allows Head Start Financial to understand and deliver ads and make them more relevant to you. The collected data remains anonymous and Head Start Financial cannot see the personal data of any individual user.
With whom do we share your information?
We do not sell, trade, or rent your Personal Information to others. We do provide some of our services through contractual arrangements with affiliates, services providers, payment processors and other third-party service providers. For example, our third-party service providers may use your Personal Information to confirm payment for products and services purchased on this Site; to accomplish the delivery of products that you ordered; or to help us provide customer service. Please note that we strive to use only reputable third-party service providers; however, their use of your Personal Information is governed by the privacy policies of those third-party service providers, and is not subject to our control.
We work hard to protect Head Start Financial and our users from unauthorized access to or unauthorized alteration, disclosure or destruction of information we hold. In particular:
We encrypt many of our services using SSL.
We review our information collection, storage and processing practices, including physical security measures, to guard against unauthorized access to systems.
We restrict access to personal information to Head Start Financial employees and contractors who may need to know that information in order to process it for us, and who are subject to strict contractual confidentiality obligations and may be disciplined or terminated if they fail to meet these obligations.
How to opt-out or change your Personal Information?
If you indicated upon registration that you are interested in receiving offers or information from us, we may occasionally send you email about products and services that we feel may be of interest to you. You may opt out of email marketing by using the unsubscribe link in such email.
You may also correct or change your Personal Information and privacy preferences by contacting us by email at info@Head StartFinancial.com. Please include your name, address, and/or email address when you contact us. While we will strive to comply with your requests, please note that we may not be able to delete information associated with past transactions on this Site or completely delete your information without some residual information because of backups.
What security precautions are in place to protect your information?
The importance of security for your Personal Information is of utmost concern to us. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. You can be assured that we use commercially reasonable means consistent with industry standards to protect your Personal Information.
Do we use “cookies”?
Visitors can use this website with only minor loss of functionality if cookies are disabled from the web browser.
If you would like to prevent Head Start Financial from using cookies when you visit our site, please update the privacy setting in your chosen web browser. You can access information on privacy and setting the control cookie acceptance settings for web browsers (and Google Analytics) using the following links:
Internet Explorer: windows.microsoft.com/en-gb/windows/change-internet-explorer-privacy-settings#1TC=windows-7
Google Analytics: https://tools.google.com/dlpage/gaoptout
How about third party sites accessible from our Site?
Headstart products and services include brokering, quoting and transacting sales to you of third-party warranty and/or insurance products. The quotes provided to you by us or our partners are non-binding. Actual terms and conditions are determined by the underwriting insurance company following application. As part of providing you services, we may require you to agree to additional terms and conditions, or enter into separate agreements with applicable third-party insurance carriers and those agreements would be subject to their applicable terms and conditions.
Your “My Account” and Profile Password
You are solely responsible for all use of the website under your password or through your account. Upon creation of an Head Start Financial Profile, you may receive an account name and password.
If you lose your password or suspect unauthorized use of your account, your must inform Head Start Financial immediately. Head Start Financial will not be liable for any loss or damage resulting from your failure to safeguard your password and account.
Sending an email to Head Start Financial
If you choose to send us an e-mail that includes personal information, normally we will use the information provided only to respond to your message and for no other purposes. We do not use the information to create personal profiles, or give it to others for commercial use or other purposes without your consent. Please note, communications you send to Head Start Financial are not confidential or protected by any professional privilege or relationship. If you send us a threat or message that describes or promotes unlawful activity, Head Start Financial reserves the right to share such threat or message with law enforcement authorities.
What else should you know about your privacy online?
We may disclose Personal Information when required by law or in the good-faith belief that such action is necessary in order to comply with the law or with a legal process served on our Site.
Glossary of technical terms used:
web browser – the piece of software you use to read web pages. Examples are Chrome, Safari Internet Explorer/Edge FireFox and Opera.
URL – URL is the acronym for Uniform Resource Locator — a way of specifying the precise location of a page or other piece of information on the Internet.
Network address – A number (for example 192.168.72.34) which identifies a device connected to the internet. Every device connected to the web has a network address, although the address may not be the same every time a connection is made, depending on how you access the internet.
Cookies – Simple text files, placed on your device by a website in an area controlled by your web browser. Cookies act as a “memory” for the web site and can be used for a wide variety of purposes.
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